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why-payday-loans

Why Payday Loans?

Short-term Payday Loans are used to provide a cash input into your financial needs. Unexpected bills, repairs can happen overnight. Why waste your money on overdraft fees. Borrow within your means with flexible terms. Knowing when you need a loan is crucial as it could save you more money than anticipated. No broker fees gives you more with less out of your pocket.

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Affordability

Check your eligibility based on your income and expenditure.

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What to understand

A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

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Payday Loans

Sometimes life comes with unexpected surprises and we at GetSomeDosh appreciate this. Payday Loans are designed to be quick, painless and most importantly, fair. In a world where the economy is continually evolving, house prices rising, bills becoming the only central thing you are thinking about, sometimes, a little extra cash can go a long, long way.

Without Brokers Fee

Our direct panel consist of many of the well known direct payday loan lenders, we at GetSomeDosh have a free brokers fee panel. Payday loans bad credit customers or good credit may well be able to take out short-term advances to help them as lenders may only need to check their recent repayment history as well affordability. With out swift approach to lenders, you can be well prepared before applying. We have an express service that will offer you the most suitable loan product for your needs. During the month, your Wages or salary may seem far away. As such, borrowing short-term loans may help you when you are in a tight spot or with sudden repair bills that were due unexpectedly.

Criteria

Applicants must:

  • Be 18 years or older,
  • Be in Full or Part time employment,
  • Have a monthly income of £400 or more,
  • Have a UK Bank account,

Waiting time...

Normally, after you submit an payday application, you may have to wait till the next stage. The next stage may consist of verifying your employment or income check as well as an ID check. The process can take up to 7 hours depending on the day you are applying and may also take a further 6 hours to fund the loan direct into your nominated bank account.

Direct Lenders

Direct Payday loan lenders have no fee to apply and can give a decision directly to you. Direct lender loans are always the most preferred and straight route to take when needing emergency cash. However, finding the right lender is really important as there some may charge different late fees than other lenders. Straight Direct lender loans aim to have most information available on site and their customer service is always direct to the customer when action is needed. Most importantly, going to a direct lender may cost you less in fees that would have to pay to a broker. Payday loans no brokers are beneficial if you need to emergency cash direct without having to credit checked numerous amount of times.


Warning Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.